AIE Industries plans to purchase a new delivery truck for $250,000. The company has been quoted an annual rate of 6.5 percent with discount interest and a compensating balance of 2 percent.a. How much will AIE have to borrow?
b. What is the effective rate on this loan?

c. If AIE can convince the bank to remove the compensating balance requirement, what is the effective rate?

Answers

Answer 1
Answer:

Answer:

a. AIE will have to borrow $25,5102.04  

b. The Effective Rate on this Loan is 6.63%

c. If AIE can convince the bank to remove the compensating balance requirement the  effective rate is 6.50%

Explanation:

In order to calculate how much will AIE have to borrow we would have to use the following formula:

Amount to be borrowed = Cost of Truck / (1 - Compensating balance)

Amount to be borrowed = $250000 / (1 - 0.02)

a. Amount to be borrowed = $25,5102.04

In order to calculate the effective rate on this loan we calculate the following:

Effective Rate on this Loan = Interest / Amount received

Effective Rate on this Loan = 16581.63 / 250000

b.  Effective Rate on this Loan = 6.63%

c. If AIE can convince the bank to remove the compensating balance requirement the Effective rate = annual rate, hence the effective rate is 6.50%

Answer 2
Answer:

Final answer:

AIE will need to borrow approximately $255,102 at an effective interest rate of 6.63%. If the compensating balance requirement is removed, the effective rate will be 6.5%.

Explanation:

a. AIE will need to borrow the amount of the truck ($250,000) divided by 1 minus the compensating balance rate (2%). So, the company will have to borrow $250,000 / (1 - 0.02) = $255,102.

b. The effective interest rate is the discount interest divided by (1 - compensating balance), which is 6.5% / (1 - 0.02). The effective rate is thus approximately 6.63%.

c. If the compensating balance requirement is removed, the effective rate will be the same as the quoted rate, which is 6.5%%.

Learn more about Effective Interest Rate here:

brainly.com/question/33508867

#SPJ12


Related Questions

Nevada Corporation has 64,700 shares of $17 par stock outstanding that has a current market value of $140. If the corporation issues a 5-for-1 stock split, the number of shares outstanding will be:
Parr Hardware Store had net credit sales of $6.5mil and cost of goods sold of $5mil for the year. The Accounts Receivable balances at the beginning and end of the year were $600k and $700k, respectively. The receivables turnover was
Livro Company has three operating segments with the following information: Books Calendars Bags Sales to outsiders $ 8,650 $ 4,360 $ 6,650 Intersegment transfers 665 1,130 1,550 In addition, corporate headquarters generates revenues of $1,000. What is the minimum amount of revenue that each of these segments must generate to be considered separately reportable? (Round your answer to the nearest whole dollar.)
To achieve the social optimum,the government could set a tax equal to ________ per unit sold. A) $6 B) $4 C) $2 D) $3 E) $5
Everything else the same, the higher the expected rate of inflation, _____. a. the lower the loss in purchasing power of investors b. the higher the required rate of return on an investment c. the lower the maturity premium required by the investors d. the higher the money supply in the economy e. the lower the tax rate in the economy

Use below information to prepare general journal entries for Belle Co.’s 1 through 7 transactions. a. D. Belle created a new business and invested $5,900 cash, $6,900 of equipment, and $12,900 in web servers in exchange for common stock.
b. The company paid $6,000 cash in advance for prepaid insurance coverage.
c. The company purchased $800 of supplies on account.
d. The company paid $600 cash for selling expenses.
e. The company received $6,000 cash for services provided.
f. The company paid $800 cash toward accounts payable.
g. The company paid $4,000 cash for equipment.

Answers

Here are the general journal entries for each of the transactions:

a. D. Belle invested in the business with cash, equipment, and web servers in exchange for common stock:

  • Cash: $5,900
  • Equipment: $6,900
  • Web Servers: $12,900
  • Common Stock: $25,700

b. The company paid in advance for insurance coverage:

  • Prepaid Insurance: $6,000
  • Cash: $6,000

c. The company purchased supplies on account:

  • Supplies: $800
  • Accounts Payable: $800

d. The company paid cash for selling expenses:

  • Selling Expenses: $600
  • Cash: $600

e. The company received cash for services provided:

  • Cash: $6,000
  • Service Revenue: $6,000

f. The company paid cash to settle accounts payable:

  • Accounts Payable: $800
  • Cash: $800

g. The company paid cash to acquire equipment:

  • Equipment: $4,000
  • Cash: $4,000

Journal entries are the chronological recordings of financial transactions in a company's accounting system. They serve as a detailed record, documenting each transaction's effects on various accounts, such as assets, liabilities, revenues, and expenses.

Journal entries provide a clear audit trail, helping track the flow of money and enabling the creation of financial statements.

They act as the foundation for accurate financial reporting, facilitating transparency, analysis, and decision-making within an organization.

Learn more about journal entries here:

brainly.com/question/28390337

#SPJ12

Final answer:

This question is about preparing general journal entries for various transactions in Belle Co.'s business. The company engages in activities such as investing cash and equipment, purchasing supplies on account, and receiving cash for services provided. The journal entries for each transaction are provided in the response.

Explanation:

Journal Entry a:

Debit: Cash ($5,900) + Equipment ($6,900) + Web servers ($12,900)

Credit: Common stock ($25,700)

Journal Entry b:

Debit: Prepaid Insurance ($6,000)

Credit: Cash ($6,000)

Journal Entry c:

Debit: Supplies ($800)

Credit: Accounts payable ($800)

Journal Entry d:

Debit: Selling expenses ($600)

Credit: Cash ($600)

Journal Entry e:

Debit: Cash ($6,000)

Credit: Service revenue ($6,000)

Journal Entry f:

Debit: Accounts payable ($800)

Credit: Cash ($800)

Journal Entry g:

Debit: Equipment ($4,000)

Credit: Cash ($4,000)

Learn more about Preparing general journal entries here:

brainly.com/question/33091811

#SPJ3

Franklin Company deposits all cash receipts on the day they are received and makes all cash payments by check. At the close of business on August 31, its Cash account shows a debit balance of $22,662. Franklin's August bank statement shows $21,837 on deposit in the bank. Determine the adjusted cash balance using the following information: Deposit in transit $ 7,350 Outstanding checks $ 5,800 Bank service fees, not yet recorded by company $ 145 The bank collected on a note receivable, not yet recorded by the company $ 870

Answers

Answer:

Adjusted balance = $23,387

Explanation:

                    Franklin Company

        Bank Reconciliation statement

Bank balance as of August 31                 $21,837

Add: Deposit in transit                             $ 7,350

                                                                 $29,187

Less: Outstanding check                        $(5,800)

Adjusted cash balance                          $23,387

Cash balance as of August 31                $22,662

Add: Collection of Note receivable       $     870

                                                                 $23,532

Less: Bank service charge                      $(    145)

Adjusted cash balance                          $23,387

Ramon sells two enchiladas and three tacos for $\$$2.50 and he sells three enchiladas and two tacos for $\$$2.70. Assuming a fixed price per item, what is the cost, in dollars, of three enchiladas and four tacos

Answers

Answer:

3.54 dollars

Explanation:

2.50 = 250 cents

2.70 = 270 cents

2e + 3t = 250

e = (250 - 3t) / 2

3((250 -3t) / 2)  + 2t = 270

(750 - 9t) / 2 + 2t = 270

750 - 9t + 4t = 540

750 - 5t = 540

210 = 5t

t = 42

e = (250 - 3t) / 2

e= (250 - 126) / 2

e = 124 / 2

e = 62

3e + 4t = 3(62) + 4(42) = 354 cents or 3.54 dollars

Burcham Corporation reported pretax book income of $752,500. Tax depreciation exceeded book depreciation by $620,000. In addition, the company received $320,000 of tax-exempt municipal bond interest. The company’s prior-year tax return showed taxable income of $117,000. Compute the company’s book equivalent of taxable income. Use this number to compute the company’s total income tax provision or benefit.

Answers

Answer:

a. Taxable income/loss = (-$187500)

b. Current income tax benefit = $39780

Explanation:

Lets first understand the difference between reported income and taxable income. Reported income is the income earned by an entity during an accounting period which is calculated based on accounting rules and conventions whereas taxable income is calculated by tax authorities based on their own policies.

Now an important thing here to note is 'accounting concepts differ from tax policies (i.e permanent differences), so due to the differences in the policies two income figures are calculated separately by the entities following accounting conventions and tax authorities.

For example accounting follows the accruals concept which requires entities to record expenses and revenue in the period they are incurred whereas tax authorities might be following a cash basis of accounting so they wouldn't be allowing any expenses that are non-cash, such as accounting depreciation which is replaced by tax depreciation.

Now coming to the calculation, taxable income is calculated by adding back non-cash items, deducting items that are tax-exempt and adding back items that are dis-allowable under tax authorities.

The taxable income is calculated as follows;

Pretax book income =         $752500

less: tax depreciation =      (-$620000)

less: tax-exempt income = (-$320000)

Taxable income/loss =      (-$187500)

Burhcham corporation has made a loss of (-$187500) which means Burcham has no tax liability this year.

Assuming a tax rate of 34% and that tax losses can be carried backward.

A tax relief could be claimed by Burhcam corporation as follows.

Burcham corporation's prior-year taxable income was $117000 so the tax relief is equal to $117000×34%=$39780

Current income tax benefit = $39780

The remaining $70500 ($187500 - 117000) net operating loss will be recorded as a deferred tax asset with the amount of tax (i.e $70500×34%) $23970.

What is a service? Can services be differentiated as consumer services and industrial services? (AACSB: Communication; Reflective Thinking)​

Answers

Answer:

service is doing work to someone,:

----is supplying public a public needs example: tramsport

-----is emplyment as a servant

-------perios of employment with company or organization

During January, Luxury Cruise Lines incurs employee salaries of $2.9 million. Withholdings in January are $221,850 for the employee portion of FICA, $435,000 for federal income tax, $181,250 for state income tax, and $29,000 for the employee portion of health insurance (payable to Blue Cross Blue Shield). The company incurs an additional $179,800 for federal and state unemployment tax and $87,000 for the employer portion of health insurance.Required:
A) Record the employee salary expense, withholdings, and salaries payable.
B) Record the employer-provided fringe benefits.
C) Record the employer payroll taxes.

Answers

Explanation:

The journal entries are shown below:

a. Salaries expense $2,900,000

             To Income tax payable $616,250  ($435,000 + $181,250)

             To FICA tax payable  $221,850

             To Account payable $29,000

             To Salaries payable $2,032,900

(Being the employee salary expense, withholdings, and salaries payable is recorded)

b. Salaries expense $87,000

                 To Account payable $87,000

(Being the employer-provided fringe benefits is recorded)

c. Payroll tax expense $179,800

   FICA tax expense $221,850

              To Unemployment tax payable $401,650

(being the employer payroll taxes is recorded)

Other Questions