In addition to providing home mortgages, large commercial banks have specialized in providing short-term funds to mortgage banking companies in order to enable them to originate mortgage loans and hold the loans until the mortgage banking company can sell them in the secondary market. This type of financing is commonly referred to as:a. loan underwriting.
b. warehousing.
c. mortgage pipeline.
d. loan servicing.

Answers

Answer 1
Answer:

Answer:

The correct answer is b. warehousing.  

Explanation:

The Warehouse concept within the scope of structured finance is, according to its own name, the storage of a set of assets with the purpose of securitizing them later. The Warehouse has been a technique widely used in the years prior to the start of the so-called 'subprime crisis'. The Warehouse allows the originator of the assets a 'bridge' financing between the granting of loans (or other type of assets) to the debtors and the wholesale financing in the capital markets.

In a simplified way, the usual process of a Warehouse is as follows: first, the lender grants a financing line to a vehicle (Special Purpose Vehicle) specially designed for this purpose, and this in turn, grants the funds to the final lender and originator of the assets. Subsequently, as the originator grants new assets (for example, loans), they are transferred to the vehicle. It is the so-called ramp-up phase of the Warehouse. Finally, once the volume of assets reaches a certain size, the Warehouse line is refinanced. Normally, refinancing is done through securitization bond issues.


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Your business needs a small database for storing simple names, addresses, and ID picture information for 1000 employees. The usage will be low, queries will occur every day, and the business wants the most suitable low cost solution available within AWS. Which database would you suggest

Answers

Answer:

Amazon Dynamo DB

Explanation:

Amazon DynamoDB can provide you with excellent and extremely fast access at a very small cost in your case. DynamoDB charges its fees based on usage, performance and storage, and your company requires low usage and a relatively small storage. DynamDB doesn't require a structured format nor it provides a dedicated infrastructure footprint.

Taking out a long-term loan to fund your business is an example of which type of funding? A. Equity B. Debt C. Cash flow D. Profit

Answers

Taking out a long-term loan to fund your business is an example of the type of funding which is called debt.

tHE ANSWER IS DEBT SO

b

Which of the following best addresses the economic question For whom to produce?a) Compass Learning Group contracts a team from India to write a course.
b)Head Tome runs a social networking site with incorporated advertising.
c)Lady Zigzag's agent makes concert tickets available on a new smartphone app.
d)InFocus conducts focus groups to determine its target market.
is it a?please can someone help me?

Answers

Yea, I agree, I think the answer is A.

Which most likely results from producers engaging in specialization

Answers

I believe the answer is: Producers reduce their costs.

Specialization refers to the process of focusing all of our current resource in producing a specific type of goods while reducing the production for others, which would make the cost to produce the specialized product become lower in the long run.

Specialization tend to be done if a country had a competitive advantage to produce a certain type of products compared to other country.For example, Malaysia is known for doing a specialization in latex-related product because they have better natural environments for latex trees to grow,.

Answer:

I believe the answer is: Producers reduce their costs.

Explanation:

The duty of a broker-dealer firm and its individual brokers to ensure that investment recommendations made to customers are suitable based on a specific customer's investment profile includes all of the following except: (A) Have a reasonable basis for the belief that the recommendation is suitable (B) The belief is based on customer-specific information (C) The size of the recommended trade must not be excessive (D) Refrain from making an investment recommendation if the customer refuses to provide certain customer specific information.

Answers

Answer:

The answer is option "D"

Explanation:

The suitability condition that broker-dealer firms have to adopt includes making investment recommendations on the basis of their applicability in terms of what the customer's profile is. To do this, the firm needs to have adequate and reasonable understanding of the customer, their needs, their risk profile, details of their other investments and their age among several other factors. Firms use these details and then perform their own research, or 'due diligence' to ensure that the recommendations made are appropriate in the customer's context. Options A and B pertain to this criteria and are therefore correct. Option C is also correct since, even if the investment recommendation is in line with the customer's profile, firms must still refrain from making trade recommendations that are excessive in size because they can, among other issues, raise the risk profile of the trade.

Now lets look at option D. Broker-dealers do rely on the customers providing customer specific information so that they can plan investment recommendations accordingly, however, this is not the only practice that is required. Firms need to conduct their own research and due diligence as well. Furthermore, customers may be unwilling to disclose certain information, for example, details of their other investments. In this case, firms need to be cautious and carefully analyse whether they have 'enough' customer specific information to be reasonably certain that the investment recommendation is appropriate. As long as enough information exists to form the reasonable basis, firms do not need to refrain from making recommendations.

Therefore, the correct option is D.

What has been the main force behind Taiwan’s economic growth? A) Agri-business. B) Subsistence farming. C) Manufacturing. D) Nuclear weapons

Answers

C) Manufacturing
hope it helps

The main force behind Taiwan's economy growth is Manufacturing. The correct option is c.

Taiwan's economy is a highly developed and market-based. It is the eighth largest in Asia and the twentieth largest in the world in terms of the parity of purchasing power, allowing Taiwan to be classified as an advanced economy through the International Monetary Fund. The World Bank ranks it among the high-income economies. Taiwan is one of the world's most technologically advanced computer microchip manufacturers.

Taiwan has evolved from a recipient of US aid in the 1950s and early 1960s to a donor of aid and a major foreign investor, in investments primarily in Asia.

Learn more about Taiwan's economy, here:

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