Which payment method typically charges the highest interest rates? ACredit cards BCashier's checks CPre-paid cards DPayday loans

Answers

Answer 1
Answer:

Payday loans payment method typically charges the highest interest rates, which charge interest rates of 391% APR or more.

Hence, the answer is D.

Payday loans typically charge interest rates of 391% APR or more. This means that if you borrow $100, you will pay back $391 in interest over the course of the loan.

Credit cards typically charge interest rates of 16% to 25% APR. Prepaid cards and cashier's checks do not charge interest.

Here are the interest rates of different payment methods:

Payday loans - 391% APR or more

Credit cards - 16% to 25% APR

Prepaid cards - 0% APR

Cashier's checks - 0% APR

It is important to be aware of the interest rates associated with different payment methods before you borrow money. Payday loans are a very expensive way to borrow money, and they should only be used as a last resort.

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Answer 2
Answer:

Option (d) is correct. Payday loans typically charges the highest interest rates.

Further Explanation:

Payday loans:

Payday loans are short-term in nature and has a high interest rate. These loans are granted in a very short period of time and the borrower pays when he/she gets his/her next paycheck. These kind of loans charge high interest rate because they are granted very quickly. The loan amount does not exceed the salary of the borrower.

Justification for the correct and incorrect options:

a.

Credit card: This is an incorrect option.

Credit card charges interest but their rate of interest is lower than the payday loans.

b.

Cashier's checks: This is an incorrect option.

Cashier’s check does not charge interest but charges a small amount of fee.

c.

Pre-paid cards: This is an incorrect option.

Pre-paid cards does not charge interest.

d.

Payday loans: This is the correct option.  

Payday loans charges high interest for a short-term loan.

Learn more:

1. Learn more about the money owed to the credit card company

brainly.com/question/8750254

2. Learn more about the common credit card fee

brainly.com/question/1124275

3. Learn more about making an on-time minimum payment of credit card

brainly.com/question/6453895

Answer details:

Grade: Senior School

Subject: Business Studies

Chapter: Money and Banking

Keywords: payment, method, typically, charges, highest, interest, rates, credit cards, cashier's checks, pre-paid cards, payday loans.


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What is any factor that makes it difficult for a new firm to enter a market referred to as?a. a sustainable cost
b. a commodity
c. a barrier to entry
d. perfect competition

Answers

A barrier to entry is any factor that makes it difficult for a new firm to enter a market. 

Answer:

c. a barrier to entry.

The 2016 financial statements of BNSF Railway Company report total revenues of $19,829 million, accounts receivable of $1,272 million for 2016 and $1,198 million for 2015. The company’s accounts receivable turnover for the year is: Select one: A. 17.0 times B. 8.9 times C. 16.1 times D. 17.9 times E. None of the above

Answers

Answer:

C. 16.1 times

Explanation:

Accounts receivable turnover ratio  = Credit sales ÷ average accounts receivable

where,  

Average accounts receivable = (Opening balance of Accounts receivable + ending balance of Accounts receivable) ÷ 2

= ($1,198 + $1,272) ÷ 2

= $1,235 million

And, the net credit sale is $ 19,829 million  

Now put these values to the above formula  

So, the answer would be equal to  

= $19,829 million ÷ $1,235 million

= 16.1 times

Of the following, the most likely effect of an increase in income tax rate would be to

Answers

The most likely effect of an increase in income tax rate would be to INCREASE INT RATES.

In certain industries, Japanese employers do not lay off workers. Therefore, they sometimes have excess supplies of goods that they cannot sell on the home market without lowering prices. To hold down losses, they sell goods in overseas markets at prices well beneath those in Japan. This practice is best referred to as:a. trigger pricing.
b. orderly marketing.
c. dumping.
d. domestic content pricing.

Answers

Answer: Option (C)

Explanation:

In discipline such as economics, Dumping is referred to as or known as type of an injuring pricing, which is especially in context to the international trade. It tends to occur when the manufacturers export a commodity or product to another nation at price which is below normal price in order to have an injuring effect. The main objective of the dumping is to help increase the market share of an organization in the foreign market, therefore done by driving out the competition and thus creating a monopoly where exporter are able to dictate quality and price of the commodity.

If you start to feel sleepy when driving you should __________

Answers

If you start to feel sleepy when driving you should stop, rest, and change drivers if possible.

If you begin to feel drowsy while driving, drink one to two cups of coffee and pull over for a brief 20-minute nap in a safe location, such as a lit, marked rest stop.

If you get drowsy while driving or observe any of the other warning signals described above, you should pull over as soon as possible. Pull into the next rest stop or any other safe, well-lit area where you may park without obstructing the traffic.

Therefore, if you begin to feel tired while driving, you should pull over, relax, and, if feasible, switch drivers.

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If you start to feel sleepy when driving you should pull over. It is very dangerous to drive when sleepy because you could easily fall asleep or not be paying enough attention to crash! 
Hope this helps! =)

A company's activities for year two included the following: Gross sales $3,600,000 Cost of goods sold 1,200,000 Selling and administrative expense 500,000 Adjustment for a prior-year understatement of amortization expense 59,000 Sales returns 34,000 Gain on sale of stock portfolio securities 8,000 Gain on disposal of a discontinued business segment 4,000 Unrealized gain on AFS debt portfolio securities 2,000 The company has a 30% effective income tax rate. What is the company's net income for year two?

Answers

Answer:

$1,273,300

Explanation:

The computation of the net income is shown below:

= Gross sales - sales returns - Cost of goods sold - Selling and administrative expense - prior-year understatement of amortization expense + Gain on sale of stock portfolio securities + Gain on disposal of a discontinued business segment - income tax expense

where, income tax expense would be

= ( Gross sales - sales returns - Cost of goods sold - Selling and administrative expense - prior-year understatement of amortization expense + Gain on sale of stock portfolio securities + Gain on disposal of a discontinued business segment) × income tax rate

= ($3,600,000 - $34,000 - $1,200,000 - $500,000 - $59,000 + $8,000 + $4,000) × 30%

= $545,700

So, the net income would be

= $3,600,000 - $34,000 - $1,200,000 - $500,000 - $59,000 + $8,000 + $4,000 - $545,700

= $1,273,300