Research each of the banking acts and write a short summary of its impact.Federal Reserve Act of 1913
McFadden Act of 1927
Banking Act of 1933
Community Reinvestment Act of 1977
Federal Deposit Insurance Corporation Improvement Act (FDICIA) of 1991
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994
Financial Services Modernization Act of 1999
Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010

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Answer 1
Answer:

Answer:

Here are summaries of the impact of each of the mentioned banking acts:

Federal Reserve Act of 1913: The Federal Reserve Act established the Federal Reserve System, which serves as the central bank of the United States. Its impact includes providing a more stable and flexible monetary system, acting as a lender of last resort during financial crises, and regulating the money supply to promote economic stability.

McFadden Act of 1927: The McFadden Act sought to strengthen the regulation of banks by granting states more control over branch banking and limiting the ability of national banks to branch across state lines. Its impact was to maintain state-level control over banking activities and reduce the competitive advantage of national banks.

Banking Act of 1933 (Glass-Steagall Act): This act established the Federal Deposit Insurance Corporation (FDIC) and separated commercial banking from investment banking. Its impact was to provide deposit insurance, restore confidence in the banking system after the Great Depression, and maintain a separation between different types of financial activities.

Community Reinvestment Act of 1977: The Community Reinvestment Act was designed to combat discriminatory lending practices and encourage banks to invest in underserved communities. Its impact was to promote fair lending practices and increase investment in low- and moderate-income neighborhoods.

Federal Deposit Insurance Corporation Improvement Act (FDICIA) of 1991: FDICIA strengthened the financial stability and regulation of banks by enhancing the FDIC's authority and imposing stricter capital requirements on banks. Its impact was to improve the safety and soundness of the banking system.

Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994: This act relaxed restrictions on interstate banking and branching, allowing banks to expand their operations across state lines. Its impact was to promote greater competition in the banking industry and enable banks to expand their geographic reach.

Financial Services Modernization Act of 1999 (Gramm-Leach-Bliley Act): This act repealed certain provisions of the Glass-Steagall Act and allowed for greater integration of financial services, including the merging of commercial and investment banks. Its impact was to reshape the financial services industry and increase the diversity of financial products offered.

Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010: Dodd-Frank was enacted in response to the 2008 financial crisis and aimed to enhance financial regulation, increase consumer protections, and address systemic risk. Its impact includes the creation of the Consumer Financial Protection Bureau (CFPB), the Volcker Rule, and increased oversight of financial institutions deemed "too big to fail."

Explanation:


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Which of the following is NOT a purpose of a national convention

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B is the answer I believe

B is correct. i just took the quiz.

The ancient Chinese were eager to share the art of silk production with other cultures. a. True
b. False

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No, it is generally false that the ancient Chinese were eager to share the art of silk production with other cultures, since in fact at first they wanted to be relatively "closed off" from the outside world. 

Answer:

false

Explanation:

Which statement regarding the native peoples of the Americas is the author is MOST LIKELY to agree with? A) The native Americans deserved to have religious freedom.
B) The Spanish should withdraw from their American colonies.
C) Despite not being Christian, native Americans deserved fair treatment.
D) The barbaric nature of the native Americans justified their enslavement

Answers

C) Despite not being Christian, native Americans deserved fair treatment.

How did the Catholic Church respond to the Ninety-Five Theses? It implemented a few key reforms from the list. It created its own list of reforms and enacted them. It implemented almost all of the reforms from the list. It condemned the list and asked the writer to recant it.

Answers

The way that the Catholic Church responded to ninety-five Theses was: Catholic church condemed Martin Luther and asked him to recant.

The theses created by Martin Luther exposed the corrupt situation that was happening within the Catholic Church at that time. They beleive that if the ninety-five theses left uncontrolled, it would became a hindrance for the church's power within the government and create a financial defisit for the church.

It condemned the list and asked the writer to recant it.

Further Explanation:

Martin Luther was born in Germany in the year 1483 and he was one of the most significant figures of history. It was in the year 1517 when Luther wrote down a document in which he attacked corrupt practices of the catholic church in order to absolve sin. He wrote a document named ninety-five thesis and in that he propounded two central beliefs. One was that the Bible was the ultimate authority and second was that Humans can reach salvation by their faith. This changed the course of religious as well as cultural history in the west.  

His document of 95 theses was distributed all over Germany and when it reached Rome, he was summoned in Southern Germany's city, Augsburg to defend his opinion which he gave in his theses. This argument between Luther and Cardinal Thomas Cajetan went on for three days but no agreement was decided mutually and the Church asked Martin Luther to Recant his document to which Luther refused.  

Learn More:

1. How did Europe's desire for an ocean route to Asia shape its contacts with Africa?

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2. How did explorers from France play an important role in the colonization of the southeastern United States?

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Answer Details:

Grade: High School

Chapter: Ninety-Five Theses

Chapter: History  

Keywords: Martin Luther, Ninety Five Theses, Germany, Recant, Catholic, Church, Rome, Salvation, Cultural, Augsburg.  

In 1989, during the collapse of the Soviet Union, a dividing wall was removed. Where was that wall located? A. Between Germany and Eastern Europe
B. Between Germany and Poland
C. Across the border of East and West Germany
D. In Berlin

Answers

This wall was located "C. Across the border of East and West Germany" and was called the "Berlin Wall", since it went through the City of Berlin and was constructed immediately after World War II.

Which of the following Ancient Greek concepts was NOT a significant influence on Western civilization?•Religion
•Art
•Mathematics
•Philosophy

Answers

Answer:

  Religion.

Explanation:

  The Greek civilization was 2500 years ago but it still influences western civilization. They developed democracy, the system of govern that is used all around the world nowadays.

  Some of their stories and plays are still performed and read these days. Philosophers like Aristotle and Plato are still read these days because of their ideas. World mathematics is derived from the Greek language.

  The only concept that is still not significant about the Ancient Greeks is their religion, they were polytheists while the main religion in western civilization is a monotheist.

  I hope this answer helps you.

I think its mathematics,i could be wrong but i would mathematics