A risk management plan that considers all of the risks that an organization faces, including operational, financial, and strategic risks, is called...

For Cars and Home mortgages usually we can see that Secured credit is used. But for Student LoansUnsecured credit is used.

What is secured credit and what is unsecured credit?

• Secured Credit is when Credit is given by the Lender in exchange of valuable asset is given by the Colletral or the borrower.

• Unsecured credit is when the credit is not guarenteed by the borrower or the colletral. In this there is no credit that has to be put , like any deposite, to get it aproved.

For more information on Credit refer:

brainly.com/question/2872411

#SPJ2

Answer:

False

Explanation:

The reason is that the liability can not be waived unless the lender agrees to waive off the liability which means that in this case Rayna hasn't waived off its amount receivable so the Billy owes Rayna remainder $2700 despite sending payment in full check.

Social security for employee profiling,insurances, and other employee and company benefits

Business permit, so that your business is legaland has passed through the scrutiny of safety and reliability

Answer:

The correct answer is Points of interaction.

Explanation:

The term touchpoint refers to all the points of contact between the client and a brand “that imply an interaction with a human need, at a specific time and place” (Risdon, 2013).

If there is an interaction then there is also an exchange of value between the individual and the organization. And professionals in Customer Experience have to understand what kind of value flows. We must ensure that the perceived value is greater than the cost.

On the other hand, the fact that an interaction occurs before a specific human need tells us that we must know what drives it. The need is what marks the nature of the interaction. In other words, the design of an experience changes radically depending on the needs involved.

Final answer:

Companies and brands are often evaluated by customers based on their reputation. Good reputation, often built through positive customer experience and recommendations, allows businesses to charge higher prices for assured quality. An example of this is a well-established grocery store versus a temporary stand at a farmer's market.

Explanation:

The customers generally evaluate companies and brands based on their reputation. Establishing a good reputation is of paramount importance as it contributes significantly to customer confidence in the company's products or services, and it may even allow the company to charge a higher price due to the assured quality.

For example, consider a well-established grocery store with a good reputation. This store can often charge a higher price than a temporary stand at a local farmer's market where the buyer may never see the seller again. The reliable quality and service associated with the reputation of the well-established grocery store justify the price difference for most customers.

It's important to note that a company's reputation is often built through repeat customers and their recommendations, which are directly influenced by the customer experience.

Learn more about Reputation here:

brainly.com/question/32755232

#SPJ3

Answer:

The answer is the end use of the product

Explanation:

The end use of a.product determines whether the product is s consumer or an industrial product.

A consumer product is a finished product. They are ready for immediate consumption. Consumers buy and eat it. For example, biscuits, coke etc

An industrial product is a product e.g raw materials, machinery, that is used to produce finished goods. Businesses and firms use industrial product to produce finished goods.

Answer:The expected rate of return on a bond is the total return that an investor can expect to receive from holding the bond. To calculate the expected rate of return, we need to consider both the interest payments and any capital gains or losses from buying the bond at a discount or premium.

In this case, the bond is selling at a discount of $15 ($1,000 - $985). Since the bond pays 6 percent annual interest semiannually, it means that the bond pays $30 ($1,000 x 6% / 2) in interest every year.

To calculate the expected rate of return, we need to add the interest payment to the capital gain or loss. The capital gain or loss is the difference between the face value ($1,000) and the selling price ($985). In this case, the capital loss is $15.

So, the total return on the bond is the sum of the interest payment and the capital gain or loss: $30 + (-$15) = $15.

To calculate the expected rate of return, we divide the total return by the selling price of the bond and multiply by 100 to get a percentage. In this case, the expected rate of return is ($15 / $985) x 100 = 1.52%.

Therefore, the bond's expected rate of return is 1.52%.

ᕙ༼◕ ᴥ ◕༽ᕗ Hope this helps