B. Cool
C. Warm
D. Dry
b. the Fair and Accurate Credit Transactions Act.
c. the Fair Debt Collection Practices Act.
d. the Truth-in-Lending Act
Answer:
A. No federal law
Explanation:
Kip opens an account at a Lotsa Goodies Store, and buys a digital music player and other items, but makes no payments on the account. To collect the debt, Mako, the manager, contacts Kip's parents. This violates NO FEDERAL LAW
Mako, the manager, in contacting Kip's parents to collect debt is in violation of the Fair Debt Collection Practices Act, which prohibits communication with anyone other than the debtor, their attorney, a consumer reporting agency, the creditor, or the attorney of the creditor without the consent of the debtor.
In this scenario, the manager Mako's action of contacting Kip's parents to collect the debt violates the Fair Debt Collection Practices Act. This federal law specifically prohibits debt collectors from using unfair or unconscionable means to collect or attempt to collect any debt. This includes the act of communicating with any person other than the consumer, their attorney, a consumer reporting agency, the creditor, the attorney of the creditor or the attorney's debt collector. Therefore, without Kip's explicit consent, Mako's contact with Kip's parents goes against the aforementioned act.
#SPJ3
a. is correct, i know because i took the test
An organization whose purpose is to receive and investigate customer complaints of dishonest business practices and provide complaints and reports from investigations to the public is the Better Business Bureau.
A company, institution, association, or another type of entity made up of one or more people serving a specific purpose is referred to as an organization or organization. The word is derived from the Greek word organon, which also refers to an organ and various tools or instruments.
A reimbursement may occasionally occur from having the BBB mediate your complaint, but the BBB is powerless to compel businesses to resolve conflicts. There are a few more venues where you can file a complaint, with or without the possibility of receiving a refund.
Better Business Bureau was established in 1912 and is a privately funded, nonprofit corporation. The self-described goal of BBB, which consists of 97 individually established businesses, is to advance market trust.
Therefore, Thus option (B) is correct.
Learn more about the organization here:
#SPJ2
Better Business Bureau