Answer:
Difference= $10,895.32 in favor of option 2.
Explanation:
Giving the following information:
Option 1:
Annual interest rate of 4.6 percent until you retire in 35 years.
Initial investment= $14,000
Option 2:
Annual interest rate of 5.2 percent until you retire in 34 years.
Initial investment= $14,000
To calculate the future value, we need to use the following formula:
FV= PV*(1+i)^n
Option 1:
FV= 14,000*1.046^35= $67,567.37
Option 2:
FV= 14,000*1.052^34= $78,462.69
Difference= 78,462.69 - 67,567.37= $10,895.32 in favor of option 2.
Answer:
a competitive advantage
Explanation:
Answer:
Reachable
Explanation:
The reason is that the customer segment is not reachable because it is very difficult for the person access its customer and negotiate the terms and conditions along with its product offering. Furthermore, it is also very difficult for the Ryan to carry out a market research because of the issue that he cann't access his customers and hence he can't form an opinion that whether or not they must invest in this opportunity.
The books you will need include: Tom Sawyer and A Connecticut Yankee in King Arthur's Court.
B.
Dad's favorite restaurants are: Joe's Café, Silk City Diner, and Popo's Pizza.
C.
The art instructor is teaching: painting, drawing, and photography.
D.
You need to interview Mr. Baldino, Mrs. Pachesa, and Ms. Rawlings.
d. is the definate answer
Cash is the most liquid of all assets. It is used to meet current financial obligations. Cash is also used to sustain operations. It can easily and quickly turn from cash to other assets. It is essential to maintain a certain level of cash for paying off debts, expenses, purchase of assets or for the use in operations.
b. Consumer automobile loans.
c. Common stocks.
d. Foreign currencies.
e. Short-term debt securities such as Treasury bills and commercial paper.
Answer:
e. Short-term debt securities such as Treasury bills and commercial paper.
Explanation:
The money market is a branch of financial markets that trade in short-term, high liquidity debt instruments. The money markets create an opportunity for investors and borrowers to buy and sell different types of short term financial securities. The short-term securities maturity period ranges from one day to less than 12 months.
The securities that trade in market markets are called money market instruments. They include commercial papers, Eurodollar deposits, treasury bills, federal agency notes, and certificates of deposit. The money markets are important because they enable companies with temporary financial shortfalls to borrow money by selling money market instruments. They also give companies with cash surplus a platform to invest and earn interests.
Money markets are for trading short-term debt securities, like Treasury bills and commercial paper, not for long-term bonds, consumer loans, common stocks, or foreign currencies. The correct answer is 'e' which refers to short-term debt securities.
Money markets are financial markets primarily for trading short-term debt securities, including Treasury bills and commercial paper. These are instruments that mature in less than one year and are used by participants as a means for borrowing and lending in the short term. A capital market, on the other hand, is where money is loaned for more than one year, and may include corporate bonds, government bonds, and long-term certificates of deposit.
The correct answer to the multiple-choice question is e. Short-term debt securities such as Treasury bills and commercial paper. Money market accounts, which are part of M2 (a classification of money supply), offer instruments like T-bills, which are low-risk and have maturities ranging from a few weeks to a year. Additionally, commercial paper is an unsecured short-term debt instrument issued by corporations, typically used for the financing of accounts receivable, inventories, and meeting short-term liabilities.
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For a subsidized Loan Payment Calculation, Brian's monthly payment will be approximately $170.94 and for an unsubsidized loan, the monthly payment will increase to $192.90Correct options:
(a) Subsidized loan monthly payment: $190.76
(b) Unsubsidized loan monthly payment: $215.77
Explanation:
The subject of this question is a mathematical calculation of loan payments, under subsidized and unsubsidized conditions. Brian took a loan of $14,505 in college with an annual interest rate of 7.8%.
Subsidized loan calculation: As the loan is subsidized, the interest does not accrue during Brian's time in college. Hence, the total loan amount remains $14,505. Using standard formulae, we find that the monthly payment with an interest rate of 7.8% over 10 years amounts to approximately $170.94.
Unsubsidized loan calculation: In this case, interest does accrue during Brian's time in school. Hence, the total amount due at the time of graduation will be $14,505 + ($14,505 * 0.078) * 2 = $16,467.78. Using the same formula as above, we find the monthly payment over 10 years is approximately $192.90.Correct options:
(a) Subsidized loan monthly payment: $190.76
(b) Unsubsidized loan monthly payment: $215.77
Learn more about Loan Payment Calculation
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Answer:
(a) If Brian's loan is subsidized, the interest on the loan does not accrue while he is in school. Therefore, the loan amount of $14,505 remains the same throughout the 2 years he is in school.
To find Brian's monthly payment after graduation, we need to calculate the monthly payment for a loan of $14,505 at an annual interest rate of 7.8% for a term of 10 years (120 months).
To calculate the monthly payment, we can use the formula for the monthly payment on a loan:
Monthly payment = (Loan amount * Monthly interest rate) / (1 - (1 + Monthly interest rate)^(-Number of months))
First, let's calculate the monthly interest rate. The annual interest rate of 7.8% needs to be converted to a decimal and divided by 12 to get the monthly interest rate:
Monthly interest rate = 7.8% / 12 = 0.065
Next, let's substitute the values into the formula:
Monthly payment = (14,505 * 0.065) / (1 - (1 + 0.065)^(-120))
Calculating this expression will give us the subsidized loan monthly payment.
(b) If Brian's loan is unsubsidized, the loan will accrue simple interest during the 2 years he is in school. To find the monthly payment for an unsubsidized loan, we need to calculate the interest that accrued during those 2 years and add it to the loan amount before using the formula for the monthly payment.
To calculate the interest that accrued during the 2 years, we can use the formula:
Interest = Loan amount * Annual interest rate * Time
Substituting the values, we get:
Interest = 14,505 * 0.078 * 2
Calculating this expression will give us the interest accrued.
To find the total loan amount after the 2 years, we add the interest accrued to the original loan amount:
Total loan amount = 14,505 + interest accrued
Then, we can use the formula for the monthly payment as explained in part (a) to calculate the unsubsidized loan monthly payment:
Monthly payment = (Total loan amount * Monthly interest rate) / (1 - (1 + Monthly interest rate)^(-Number of months))
Calculating this expression will give us the unsubsidized loan monthly payment.
Explanation:
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