.. Will has a Personal Auto Policy. Which of the following cars would qualify for coverage as a "temporary substitute" under Will’s policy? A. Will borrows his neighbor’s car for a week. B. Will buys a new pickup to replace his old car. C. Will rents a car for a road trip up to Maine. D. Will rents a car while his car is in the shop.

Answers

Answer 1

Answer:

Will rents a car while his car is in the shop.

Explanation:

If Will has his car in the workshop and has a Personal Auto Policy, then he can claim a temporary substitute while his car is being repaired.

A temporary subsititute is defined as an automobile that a person with an insurance policy uses in the interim when their vehicle is being repaired, has broken down, has suffered loss, or is being serviced.

Will borrowing a car while his own is in the shop is considered temporary substitution.

Answer 2

Answer:

Final answer:

Option C: Renting a car for a road trip qualifies as a temporary substitute under the Personal Auto Policy.

Explanation:

Option C: Will renting a car for a road trip up to Maine would qualify as a "temporary substitute" under his Personal Auto Policy. When a policyholder rents a car while their own car is in the shop, it is considered a temporary substitute and is covered under the policy. In a Personal Auto Policy, a vehicle qualifies as a temporary substitute when it's being used as a replacement because the insured's vehicle is out of use because of its breakdown, repair, servicing, loss, or destruction. Seeing this, amongst the provided options, the scenario where Will rents a car while his car is in the shop would be covered as a temporary substitute under his policy. This provision is designed to maintain coverage when the insured's usual vehicle is not available and another is being used temporarily.

Learn more about Personal Auto Policy here:

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Answers

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Answers

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