When a life insurance policy application is completed, a policy summary must be given to an applicant.The policy summary must include ______.

Answers

Answer 1
Answer:

Answer:

Conditions, coverage limitations and premiums.

Explanation:

The summary terms of the policy must contain the policy conditions, coverage limitations and premiums. The policy must legally be issued to policy holders with every transaction if required by law. The policy summary also includes the cost of the policy which are premium amounts and information regarding benefits that come with the policy. Information of the amount that must be paid out upon death must be included in the policy summary.


Related Questions

Exercise is a good way to handle stress because
Synovial joints have the greatest range of flexibility and motion
The term gender stratification refers to unequal access to property, power, and prestige on the basis of sex. a. True b. False
Gustatory receptors are found in the taste buds. true or false
1. A _____________ is a model of reality that helps us understand, explain, predict, and control that reality. (1 point) personality theory goal scientific method 2. Personality theories and models are usually __________. (1 point) verbal graphic symbolic mathematical 3. The aspect of a person’s personality that makes him or her different from other people is called ___________. (1 point) interest inventory standard deviation social maladaptiveness individual differences 4. Personality theorists often focus on _____________. (1 point) types or traits genes or chromosomes neurons or nervous systems family or environment 5. Personality theorists often focus on things that can be ________________. (1 point) categorized or compared to other people characterized in a few words quantified qualified 6. Which of the following is an example of something a personality theorist might study? (1 point) A person’s IQ over several years A person’s aptitude versus their achievement A person’s social skills versus the social skills of others A person’s genetic influences versus their environmental influences 7. Which of the following is one of the most important questions that personality theorists ask? (1 point) Are people smarter now that then were a hundred years ago? Are people more similar to themselves over time and across situations than they are to others? Are people more sociable now than they were in less technologically advanced civilizations? Are people more insecure in small or large groups? 8. Many personality theorists are just as interested in ___________ among people. (1 point) differences experiences commonalities feelings 9. Another focus of personality theorists is the ________________ of the individual. (1 point) psychological structure physiological structure genetic structure social structure 10. Some personality theorists say that they are looking for _____________. (1 point) the essence of being a person a commonality gene ways to streamline social interaction ways to enhance intellectual ability

Nutrition is Especially crucial during

Answers

Proper nutrition is crucial during childhood, adolescence, for athletes, the elderly, and during illness or recovery.

Nutrition is stressed throughout life. It's essential for the expectant mother's health and the foetus' development. Growth and brain development require appropriate nutrition in infancy and early childhood. Adolescents need good nutrition for growth, hormonal changes, and healthy eating.

Balanced nutrition helps athletes perform and recover. Nutrition keeps seniors healthy, manages chronic illnesses, and prevents malnutrition. Proper eating improves healing and boosts immunity. Nutrition throughout life promotes health and well-being in all ages and situations.

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Nutrition is important in early childhood.

1. Which describes the mechanical digestion process?A Food is moved from one part of the digestive system to another part.
B The body makes chemicals to break down food.
0%
C
C Foods are physically broken down into smaller pieces.
0% C
D Large molecules are broken down into smaller molecules.
0% C

Answers

Answer:

Foods are physically broken down into smaller pieces.

Answer:

Foods are physically broken down into smaller pieces.

Explanation:

Non-pharmacological management of sleep disorders

Answers

Non-pharmacological management of sleep disorders involves various lifestyle changes and behavioral strategies to improve sleep without the use of medication. Here are some common approaches:

1. Sleep Hygiene:
- Maintain a consistent sleep schedule, going to bed and waking up at the same times every day.
- Create a comfortable and conducive sleep environment (e.g., dark, quiet, and cool room).
- Limit exposure to screens (phones, tablets, computers, TVs) before bedtime, as the blue light can disrupt sleep.
- Avoid stimulating activities, caffeine, and heavy meals close to bedtime.
- Establish a relaxing bedtime routine to signal to your body that it's time to sleep.

2. Cognitive Behavioral Therapy for Insomnia (CBT-I):
- CBT-I is a structured program that helps individuals change their thoughts and behaviors related to sleep.
- It may involve techniques such as relaxation training, stimulus control, and sleep restriction.

3. Relaxation Techniques:
- Practice relaxation exercises like deep breathing, progressive muscle relaxation, or meditation to reduce anxiety and promote sleep.

4. Limit Naps:
- If you nap during the day, keep them short (20-30 minutes) and earlier in the day to avoid interfering with nighttime sleep.

5. Physical Activity:
- Engage in regular physical activity, but try to avoid vigorous exercise close to bedtime.

6. Mindfulness and Mind-Body Therapies:
- Techniques like mindfulness meditation and yoga can reduce stress and improve sleep.

7. Dietary Adjustments:
- Avoid consuming alcohol, nicotine, and large meals close to bedtime.

8. Exposure to Natural Light:
- Get exposure to natural daylight during the day, as this can help regulate your body's internal clock.

9. Manage Stress:
- Practice stress-reduction techniques such as journaling, talking to a therapist, or engaging in hobbies you enjoy.

10. Limit Fluid Intake:
- Reduce your intake of liquids in the evening to minimize the need for nighttime trips to the bathroom.

It's important to consult with a healthcare professional or sleep specialist if you have persistent sleep problems, as they can provide tailored recommendations and rule out any underlying medical conditions contributing to your sleep disorder. These non-pharmacological approaches can be highly effective for improving sleep quality and managing sleep disorders.

Approximately _____ percent of new doctoral-level psychologists work as therapists. a.30 b.45 c.15 d.60

Answers

Answer:

D) 60

Explanation:

The field of psychology offers various career paths, and while some doctoral-level psychologists work in research or academia, a significant portion also work as therapists. The option "D) 60" indicates that approximately 60 percent of new doctoral-level psychologists choose to pursue a career as therapists.

This percentage suggests that a majority of individuals who attain a doctoral degree in psychology are likely to work directly with clients in therapeutic settings. These therapists may work in private practice, community mental health centers, hospitals, or other healthcare facilities.

It is important to note that this percentage may vary over time and across different regions. The demand for therapists and the career choices of doctoral-level psychologists can be influenced by factors such as market demand, personal interests, and specialization areas.

Overall, the option "D) 60" highlights the significant proportion of new doctoral-level psychologists who opt to work as therapists, underscoring the importance of therapeutic practice within the field of psychology

Which of the following is the advantage of paying for medical services out-of-pocket? A. Patients can go to any doctor that they can afford. B. The total cost to the patient will be less than with insurance. C. Healthcare quality improves for patients paying cash. D. Hospitals will see the patient more quickly.

Answers

The advantage of paying for medical servicesout-of-pocket is that Patients can go to any doctor that they can afford. That is option A.

What is out-of-pocket medical services?

Out-of-pocket medical services is defined as the amount of money that are paid by an individual for medical services that are not reimbursed by an insurance company.

This gives the individual free liberty to obtain medicalservices from any doctor of those choice.

Therefore, the advantage of paying for medical services out-of-pocket is that Patients can go to any doctor that they can afford.

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The correct answer would be A- 
Patients can go to any doctor that they can afford

Tobacco can damage the immune system of a person with AIDS.
a. True
b. False

Answers

The answer is true. People who has AIDS or HIV has a weak immune system and cannot easily win over viruses that takes over the body. Smoking is a contributing factor that damages a persons immune system, whether you have AIDS or not, smoking can damage your immune system and may lead to several cancers, especially lung cancer.

Answer:

TRUE

Explanation:

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