Richard Cordray is the director of the consumer financial protection bureau.
Explanation:
He says that the American households lack checking or savings account which will make them rely on costly financial services will just add burden to their savings. He also addresses that as the people become old, they need their money to be protected and easily accessible.
He says that family households must turn their focus towards banking as it creates a connect to the future. He also adds that by understanding this problem from the young age, people would start feeling the significance of managing the financial systems.
It is summer in June in the Northern Hemisphere because the sun's rays hit that part of Earth more directly than at any other time of the year. It is winter in December in the Northern Hemisphere, because that is when it is the South Pole's turn to be tilted toward the sun.
Answer:
Because it makes earth able to receive sunlights in different directions.
Explanation:
Most of it, seasons exist because of the different impact directions of the sunlights, and this differences are there because of the tilt of earth axis.
Also, the rotation around the Sun give us the heat and cold seasons, during winter season, earth is further away of the sun and summer-hot seasons happen when earth is closer.
But, seasons only are presence in north and south hemisphere, not in the center. This happens because of the inclination of the Earth axis, this makes sunlights hit in the same direction (approximately) in the equator, no matter the season, but this doesn't happen in hemispheres.
The correct answer is D) Boston and Philadelphia.
The two present-day US cities that were instrumental in gaining US independence were Boston & Philadelphia.
During the Revolutionary War, Boston was a strategic city for Americans and also for the British troops. The reason was that Boston was the most important port to exportation or importation of goods. It also was an important navigation and transportation center for war and trade ships. Indeed, Boston is known as the birthplace of the American Revolution. Many important events took place in Boston during the revolution years.
The other instrumental city was Philadelphia. As it is well known, Philadelphia was the largest and most important city of America by the time of the Revolutionary War. Philadelphia hosted the First Continental Congress and the Second Continental Congres, where the Declaration of Independence was signed.