b. On an island just formed by a volcanic eruption
c. in an area after a forest fire
d. all of the above
b. Bacteria and Eukaryota
c. Archaea and Eukaryota
d. Prokaryota and Bacteria
B. discretionary monies
C. second job
D. parents
2. When computing how many hours you need to work at a second job to meet a savings goal, you should___.
A. calculate the realized income at your primary job
B. calculate your savings rate
C. calculate the amount needed and divide by the hourly rate at the second job
D. calculate the amount needed and divide by the realized hourly rate at the second job.
Answer:
1. Option B
2. Option A
Explanation:
1. Discretionary income is basically the money that is left behind with an individual for his/her expenditure on recreational activities, vacations, nonessential goods and services etc. after paying all taxes and meeting out all essential personal necessities.
Hence, in order to save for emergency it would be better to use discretionary monies instead of spending on luxury and comfort.
2.
Realized income is the actual earnings in the form of wages and salary. Thus a person needs to analyze his/her realized income so that he/she could work out a plan to determine extra money requirement. And based on this additional requirement, working hours can be determined based on hourly rate/charges.
C. below average values of age tend to accompany below average values of bone density.
D. older women aren't any more likely than younger women to have below average bone density.
Humanitarian aid organizations seek ways to help relocate refugees.
B.
The cost of health care is a major challenge to host countries of refugees.
C.
Many refugees are challenged by the need to find employment in their host countries.
D.
Refugees cannot receive funding from nongovernmental organizations.
Answer:
The correct answer will be D. Refugees cannot receive funding from nongovernmental organizations.