Which is a feature of permanent insurance? A. It includes an investment component. B. It provides protection for a specific period. C. It costs less than other forms of life insurance.

Answers

Answer 1
Answer:

Hello there!

Your answer would be A). It includes an investment component.

The reason why answer choice "A). It includes an investment component" would be the correct answer is because Permanent insurance gives benefits that would be a important feature. The features that benefit someone is the "cash value component" and the "death benefit component," The cash value component allows someone to invest, in other words, pay to save money to be used for important reasons in the future. The cash value is also very important for people who out of no where get some sort of health problems and need to money to ensure them the right treatments. Death benefit is another feature that allows someone to get money if the person that holds the insurance dies. This money typically goes to the insurers family. For example, I have permanent insurance that has a death benefit, if I die, my family would get money from my death, and that is a very important feature that would help a family with financial costs, funerals, etc. This is the reason why answer choice "A" would be the correct answer.

Answer 2
Answer:

Answer:

A

Explanation:


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Which job role belongs in the middle management level

Answers

Since the options are not given, I am giving ideas from my perspective.

Explanation:

Middle management level can include

  • General managers,
  • Department managers
  • Branch managers.

The above designation may vary from industry to industry

Responsibilities:

  • They report to the "top-level management" for their department's function,
  • Middle managers can give the best direction to their departments than upper management since their focus is limited to their department function.
  • These role people are the one who is closely monitoring and knows each and every part of their own functions.

How does a consumer know whether a purchase may be a good deal?

Answers

Answer:

Consumers go through distinct buying phases when they purchase products

Explanation:

For example, when the product matches what the consumer needs.

Final answer:

A consumer can identify a good deal by employing comparison shopping, assessing product quality, contemplating their budget, and considering the product's value over time.

Explanation:

To determine if a purchase might be a good deal, a consumer needs to utilize several strategies including comparison shopping, assessing product quality, contemplating their budget, and analyzing the product's value over time.

Comparison shopping is a method where you compare prices of a product from different vendors to find the best price. This can be done by visiting various stores or checking prices online.

The quality of the product is another important consideration. Often, cheaper products may be of lower quality. Therefore, it might be worth it to spend a little more for a product that will last longer and perform better.

A consumer also needs to consider the product's value over time, sometimes it might save money in the long run to buy a costlier, high-quality product, as it might last longer than a cheaper alternative.

Learn more about Assessing a Good Deal here:

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What is the value of learning how to properly budget your money ?

Answers

Always remember the rule of 3.

Keep money in:

Stocks

Bank

A Safe

This way your money will never all go at once.

Final answer:

Learning how to budget money properly is an essential life skill that not only allows for better financial management in personal life but also aids in understanding larger economic structures. It requires patience, sacrifice, and a rational outlook to gain long-term benefits and wealth.

Explanation:

The value of learning to properly budget your money is highly important, especially from a young age. This knowledge often comes with obtaining additional education and requires both patience and sacrifice, such as deferring earning income and cutting back on lifestyle choices.

Learning how to budget can lead to achieving personal wealth in the long term. It is a rational decision to pay off debt and treat each dollar as fungible, although this may often feel challenging. As seen in a situation where a person ignores paying off their credit card debt to avoid making a loss on their savings account, a proper understanding of budgeting would let them see that a $1,000 savings account with no debt nets higher worth. The same applies to different scales, such as a country’s budget which reflects its values and long-term priorities.

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Case Scenario:A Silicon Valley recruiting firm searches for artificial intelligence (AI) and technology personnel for major companies around the world. The recruits’ workplace could be located anywhere the company operates, depending on their skills and expertise, although the tendency is to hire in-country nationals in each respective country. The company uses technology-oriented magazines, the company website, and social media to recruit the candidates they need for their clients. They started up about a year ago and went from 3 to 50 recruiters. Their recruiters are hired for their charm, communication skills, and industry expertise; however, most of the recruiters graduated from Ivy League colleges in the U.S. and most are white males. Lately recruiting numbers have been slowing down drastically, while general demand in the marketplace by employers for AI and technology personnel for the coming year is up 300%.



The current recruiting practice involves hiring people via the firm’s website recruitment area. The potential candidate merely attaches their resume and includes a short note to the recruiter (Step 1). These resumes are then screened (Step 2) using a data mining program, looking for certain criteria and terminology in their resumes. Those candidates getting through the initial screening are then auto-contacted by email (Step 3) to tell them they need to complete a quiz on the website using a particular password. If they pass this second screening, they are given an individual interview (Step 4) via the company’s online conference room. The final candidates are sent to the potential employer for the final interview (Step 5) and selection (Step 6).



Now, however, the president is getting complaints from the EEO Commission and the technology firms that they need to be hiring a more diverse workforce and that there are no disabled candidates, and the number of minorities and women is almost nil. The president is now worried about losing clients and about potential lawsuits as a result of the firm’s recruiting and selection processes. The company needs to address a diverse client base. Their clients’ customers are predominantly Northern European, African American, Indian, and Hispanic.



Checklist: As the HR specialist of the company, you are tasked with overhauling the selection and hiring process to address the following:



Identify problems with the potential candidate characteristics for which they are hiring.
Analyze the company’s recruitment and selection process and problems.
What multicultural and diversity planning concepts would you apply at the company to make a positive change?
Describe what changes you would make to address complaints from the EEO Commission and the technology firms.

Answers

Explanation:

When the procedure is so standardized and outdated, now is the time for the HR-specalist to rethink the process seriously

  • The present problem is clear that the procedure and the workforce are monotonous alike.
  • In order to ensure that employees do not become homogenized, the organization must actively look out and hire from various backgrounds.
  • Diversify the quest by reaching you where you are. Using professional associations for a number of applicants. Take part in networking groups, student associations and other networks now serving as a platform in the publications and engage in conventions or networking events with different candidates.
  • Ask you to put out the names on the CVs to your recruitment service. Even the name will affect the best management efforts to ensure diversity.
  • Start with the diversity the company is already seeking. Request endorsements from your manager. Different workers are linked to a number of job applicants. Have them involved.-Get everyone involved. Tell you to share your social media posts.
  • The best policy is honesty. Answer me if you want a wider range of job candidates! This is the fastest and easiest way to speak. Just to say it takes the candidates ' guesswork. You know instantly that you respect various cultures, ages, races, etc.

A dynamic, inclusive business would definitely have a competitive advantage. A diverse group has various ideas, because no monotony offers it a snapshot of other people

Not recording the prepaid rent used causes? A.expenses to be too high b. Revenue to be too high c. Assets to be too high d. Assets to be too low

Answers

A. expenses to be too high
The most accurate answer is 


 D. Assets to be too low!
 


Glad to help :)

The media frequently reports on students with over $100,000 in student debt as symptomatic of a “student loan crisis.” Using the data above, make an alternative argument as to who is really feeling the stress of their student loans.

Answers

The student loans that are over 100000$ are usually stretched over a long period putting the brunt on the banking system.

Explanation:

The baking system invests the money that it loans out and the bigger the loan is the harder it is to get it back, which is why the banks look at the possible or handy assets of a person before loaning the money to them.

This is not the case in student loans as there is no way to ascertain how much a student will earn.

Many of these loans are being paid off in a matter of decades which justifies the interest rates drawn by the market.

The easier solution to this is making education public  instead and removing the hefty fees in the institutions.