Ava obtains a short-term loan from a payday loan lender. When the loan is due, Ava does not have enough money to pay the loan. She uses her credit card to pay it off rather than extend the payday loan. Will Ava's actions increase the total cost of the loan more than just extending the loan? Why or why not?No, because she will not have to pay any interest on her credit card.

No, because the interest charged by her credit card will be less than the interest charged by the payday lender.

Yes, because payday loans do not charge extra fees or interest to extend a loan.

Yes, because the interest charged by the payday lender is less than the interest rate of her credit card.

Answers

Answer 1
Answer: No, because the interest charged by her credit card will be less than the interest charged by the payday lender.

Usually, the amount given to you by the payday lender is already net of interest. So, if you applied for a loan of $100, you will be given an amount less than $100 but you still have to pay for $100. The interest of the loan have already been taken by the payday lender. 

Because of the short span of time the payday lender has, it charges a higher interest than that of a credit card. You only pay interest on your credit card when you have an outstanding balance at the end of the monthly cut-off. If you pay off the total outstanding amount within the cut-off, no interest will be charged.

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How to address issues of equality,respect,dignity in a business

Answers

Equality, respect and dignity is very important in a particular business scenario to maintain the harmonious relationship between the people that are working together. Well the only thing that you must consider is to accept and respect every individual's flaws and cultures.

When consumption of a good generates a positive externality, which of the following must be true at the market equilibrium? A. Marginal social benefit is less than marginal private cost. B. Marginal social benefit is greater than marginal private benefit. C. Marginal social cost is greater than marginal social benefit. D. Marginal social cost is less than marginal private benefit.

Answers

Answer:

B. Marginal social benefit is greater than marginal private benefit.

Explanation:

When consumption of a good generates a positive externality, the statement is true at the market equilibrium is marginal social benefit is greater than marginal private benefit. As we hold a perception of this permanence concerning some positive externality signifies that marginal social benefit remains higher aside from marginal private benefit. Ended consuming simply quantity Q, marginal social benefit is a higher marginal social cost, including higher of the good, should be absorbed.

Final answer:

In a situation of positive externality, the marginal social benefit of a good or service exceeds the marginal private benefit at the market equilibrium, leading to societal underconsumption of the good or service.

Explanation:

When consumption of a good generates a positive externality, the correct statement would be that the marginal social benefit is greater than the marginal private benefit. A positive externality occurs whenever the consumption of a good or a service by an individual has a beneficial impact on others who are not directly involved in the transaction.

The marginal private benefit essentially represents the individual user's private gain from consuming an additional unit of a good or service. On the other hand, the marginal social benefit reflects the total benefit to society, considering not only the individual's private benefit but also the positive impact on others.

Thus in the case of a positive externality, the marginal social benefit exceeds the marginal private benefit at the market equilibrium, effectively leading to an underconsumption of the good from a societal perspective, because individuals account only for their private benefit and not for the external benefits generated by their consumption.

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Identify sources of information and advice about methods and services for managing personal finances

Answers

Retained earnings, equity, term loans, debt, letter of credit, debentures, euro issuance, working capital loans, venture investment, etc. are some of the sources of corporate financing.

What do you mean by Personal Finance?

Personal finance is an essential component of managing your current financial demands as well as future financial planning. Your long-term financial prospects for actions like investing or retirement planning will be greater the sooner you gain control over your personal finances.

A lot of information about a company's financial stability can be found in its financial statements. The Financial Statements of a company can be used to extract the majority of its information. Both its creditors and debtors can provide financial information.

Banking, professional guidance, Financial management, Investment funds, Insurance, Stock Exchange, Instruments of the Treasury or Debt Tax/Audit Consulting are personal finance services.

Therefore, Sources of information and advice about methods and services for managing personal finances are mentioned above.

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Budgeting is the key to manage personal finances. In order to realize budgeting one must be able to determine the importance of savings and manage expenses properly. Proper projection of expenses and savings should also been taken in order to maximize proper budget managing.

One of the DCs in your company reports that it has an Active Directory error. You need to fix it as quickly as possible to reduce downtime. Which of the following tools can you use to stop and restart AD DS on that server? (Choose all that apply.)a. Active Directory Domains and Trusts
b. Server Manager
c. Device Manager
d. Active Directory Users and Computers

Answers

Answer:

The correct answer is B

Explanation:

Server manager is the management which console in the Windows server, that helps the professionals of IT to manage as well as for provision both remote and local Windows grounded servers from the desktops without the need to enable the RDP (stands for Remote Desktop protocol) connections to the server.

So, Server manager tool or technique is needed to restart as well as stop the AD and DS on the server.

Describe the two primary functions of financial accounting

Answers

Answer: Measurement and presentation of financial performance

Explanation: The two primary functions of financial accounting are measurement and presentation of financial performance.

The measurement function is performed by following accounting procedures and policies under US GAAP and IFRS.

Whereas, presentation function relates to preparation of financial statements like income statement and cash flow statement.

Final answer:

Financial accounting's primary functions are record-keeping, which is the organization of financial data, and financial reporting, which is developing and distributing financial statements showing a firm's financial standing.

Explanation:

The two primary functions of financial accounting are to keep track of financial transactions and to create financial statements. The former, known as record-keeping, involves organizing and maintaining the financial data of a company. This includes all sales, purchases, liabilities, and assets. The latter function, financial reporting, is the preparation of financial statements that provide a snapshot of a company's financial health. Statements like the balance sheet, income statement, and cash flow statement are developed and shared with stakeholders such as investors, creditors, and regulatory bodies for decisions making.

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"The type of retirement plan that gives the employer flexibility as to the amount contributed annually is a(n):"

Answers

Answer:

SEP-IRA

Explanation:

It's a retirement savings plan made by employers including people that are self-employed for the benefit of their employees and themselves. The employer may make tax-deducible contributions for certain employees towards their SEP-IRA