Ronald has researched the costs of getting a loan and taking on credit. He finds it impossible to avoid getting charged for interest and decides that he should never take out a loan because it will cost him too much. Evaluate Ronald's decision.Ronald should reconsider his decision; some loans do not charge interest or accumulate fees.

Ronald should reconsider his decision; there may be some purchases in the future that he cannot pay for immediately.

Ronald's decision is realistic; taking a loan will increase the cost of a purchase he pays for in another manner.

Ronald's decision is realistic; he is unlikely to ever encounter a purchase that would require a loan.

Answers

Answer 1
Answer: Ronald's decision is realistic; taking a loan will increase the cost of a purchase he pays for in another manner.

All loans charge interest. It only varies on the interest rate given. It also charges additional fees in the event monthly amortization is not paid or is paid later than the agreed upon date.

When you purchase an item, it is better to pay for it in cash rather than pay for it in credit if you know it is impossible to avoid getting charged for interest. It is better and practical to save up for the purchase.

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Because she beat her goal this year by nearly 30 percent, Helena has been telling everyone in the sales department of her incredible skill as a salesperson. But last year when she didn't even reach her goal, she said her failure was due to the poor economy. Helena provides an example of____________.A. fundamental attribution bias.B. the halo effect.C. a self-fulfilling prophecy.D. self-serving bias.E. selective perception error

Answers

Answer:

The correct answer is D

Explanation:

Self- serving bias is the term which is defined or described as the tendency of people who attribute the positive events to their own character and attribute the negative events to the external factors.

This bias is the common kind of cognitive bias which is extensively studied in the social psychology.

So, in this case, Helena provide the example of the self- serving bias as when she did not reach the goal, then she stated that her failure is due to poor economy which means she attribute the negative event to external factors.

Answer:

D. self-serving bias.

Explanation:

Because she beat her goal this year by nearly 30 percent, Helena has been telling everyone in the sales department of her incredible skill as a salesperson. But last year when she didn't even reach her goal, she said her failure was due to the poor economy. Helena provides an example of self-serving bias.

Suppose Maria prefers to buy a bond with a​ 7% expected return and​ 2% standard deviation of its expected​ return, while Jennifer prefers to buy a bond with a​ 4% expected return and​ 1% standard deviation of its expected return.Can you tell if Maria is more or less​ risk-averse than​ Jennifer?A.Maria is less​ risk-averse than Jennifer because Maria is choosing a bond with higher standard deviation.
B.Maria is more​ risk-averse than Jennifer because Maria is choosing a bond with lower volatility of its expected return.
C.There is not enough information to tell. In order to decide whether Maria or Jennifer is more risk​ averse, one will need to compare two bonds with the same expected return and different standard deviations of their expected returns.

Answers

Answer: The correct answer is "A.Maria is less​ risk-averse than Jennifer because Maria is choosing a bond with higher standard deviation.".

Explanation: We can measure the risk according to the standard deviation of its expected return, therefore: Maria is less risk averse because she is willing to take more risk in order to obtain a higher return and Jennifer instead prefers to sacrifice performance in order to be less exposed to risk.

Final answer:

Maria is less risk-averse than Jennifer because she chooses a bond with a higher expected return and a higher standard deviation, indicating a willingness to accept more risk.

Explanation:

This question involves the concepts of expected return and risk associated with investments, particularly bonds. Risk-aversion is the degree to which an investor prefers lower risk when investing. Maria, who prefers a bond with a 7% expected return and a 2% standard deviation, is displaying characteristics of being less risk-averse than Jennifer, who prefers a bond with a 4% expected return and a 1% standard deviation. This is because a higher standard deviation indicates a higher degree of risk, which Maria is willing to accept for the potential of a higher return.

Therefore, the correct answer is A. Maria is less risk-averse than Jennifer because Maria is choosing a bond with higher standard deviation.

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A government imposes _____ to increase competition in the marketplace.a. antitrust laws b .patents c. tariffs

Answers

I believe the correct answer from the choices listed above is option C. A government imposes tarriffs to increase competition in the marketplace. It is a tax imposed on imported goods and services. It is used to restrict trade. Hope this answers the question.

Answer: (A) Antitrust law

Explanation:

The antitrust law is the law that government imposed for increasing the competition in marketplace.

The antitrust law is basically promote the and also protect the level of competition in the market. It always ensure illegal business practices and the also proscribe the unlawful merges.

If the prices get lower in the geographical areas, it is one of the best example of explaining the antitrust law.  

Therefore, Option (A) is correct.

Which of these ideas had the most influence on the American Revolution? the Great Awakening the Enlightenment the Renaissance Socialism

Answers

I believe the answer is: the enlightment

During the age of enlightment, the idea that people should hold the most power within the society and not the government started to become really popular. This view become the basis of thinking for american revolution, when we want to change the british empire's rule into a democratic government ruled by its own people.

Answer:

the Enlightenment

Explanation:

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Can I get some help with these questions?1. The country has entered a period of economic growth, but prices are rising too rapidly. To stabilize prices, the Federal Reserve decides to

A) decrease the federal funds rate
B) decrease the reserve requirement
C) raise the discount rate
D) buy more government securities

2. Mark washes his jeans and finds that the $20 bill that was in his pocket is in four pieces. He takes the four pieces to the bank and receives a nice crisp $20 bill. What function of money does this illustrate?

A) Measure of value
B) Medium of exchange
C) Divisibility
D) Store of value

3.A free trade agreement lowers restrictions on trucking across International borders. Which of the following would be a negative externality for the local environment?

A) Higher costs for domestic goods
B) fewer imports of renewable resources
C) more water consumption
D) an increase in air pollution

Answers

The right answer for the question that is being asked and shown above is that: "D) buy more government securities." 

The right answer for the question that is being asked and shown above is that: "B) Medium of exchange." 

The right answer for the question that is being asked and shown above is that: "B) fewer imports of renewable resources"

Trust and transparency are critical to successful and culturally competent research. In the research setting, establishing trust in diverse communities does NOT require: 1. Involving community members in decision-making and protocol design
2. Limiting public transparency and accountability
3. Promoting feelings of ownership within the community
4. Assuring appropriate ethics oversight

Answers

Answer:

The correct answer is number (2): Limiting public transparency and accountability.

Explanation:

Researchers must provide trust and transparency during their study so the result of the research will reflect reliable information. Accountability, as well, should be present at all moments during the study moreover at the moment of collecting information from the target population and while gathering all the data to avoid manipulation that could affect the outcome of the research.

Final answer:

Establishing trust in diverse communities in research does not require limiting transparency and accountability. Community involvement, promoting ownership, and ethics oversight are important for building trust.

Explanation:

In the research setting, establishing trust in diverse communities does NOT require limiting public transparency and accountability.

Involving community members in decision-making and protocol design is an important step in building trust. This ensures that the research is conducted in a way that respects the unique needs and values of the community.

Promoting feelings of ownership within the community is also crucial for trust-building, as it empowers community members and makes them feel invested in the research process.

Assuring appropriate ethics oversight is fundamental to maintaining trust and ensuring that the research is conducted with integrity.

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